Daily reports in current UAT
The first production milestone is focused and time-bound, requiring immediate mapping, validation and submission readiness.
Meet the immediate QCB XBRL programme requirements through accelerated last-mile automation, or automate the complete source-to-submission process—on the same SmartReg platform.
One platform. Two Journeys. Not just an XBRL utilityImmediate QCB priority
QCB has begun UAT for the initial daily reporting wave. Financial Institutions need a controlled route from their current reporting process to taxonomy-valid XBRL and API-based submissions—without creating a temporary solution that must later be replaced.
The first production milestone is focused and time-bound, requiring immediate mapping, validation and submission readiness.
The stated target for the current daily-report wave is the end of August 2026.
The current known scope spans daily, weekly and monthly reporting, with further taxonomy releases expected.
Programme status: Based on the latest QCB XBRL programme communications and taxonomy materials made available to participating banks as of July 2026. Banks should confirm institution-specific UAT and production requirements directly with QCB.
One platform, two journeys
Financial institutions can choose accelerated automation for the immediate QCB milestone, full automation for the target state, or use both paths across different reports. The same taxonomy, validation, workflow and audit foundation supports each journey.
Use bank-calculated data or existing reporting outputs to produce validated, approved and auditable QCB XBRL submissions—without changing the bank’s current upstream reporting process.
Automate the complete regulatory reporting lifecycle from source systems and governed data platforms to QCB submission.
More than an XBRL converter
XBRL is the submission format—not the complete solution. The bank still needs to know that the data is complete, the figures reconcile, validations have passed, exceptions are approved and the exact submission can be reproduced later.
Current known QCB XBRL scope
SmartReg has incorporated the currently released QCB taxonomies and report structures shown below. The initial UAT wave covers four daily returns; weekly and monthly taxonomy releases are expected to follow in phases.
| Report description | Frequency | Programme position |
|---|---|---|
| BREAKDOWN OF EXPOSURES BY GEOGRAPHY | Daily | Current UAT wave* |
| BREAKDOWN OF FUNDING BY GEOGRAPHY | Daily | Current UAT wave* |
| MATURITY LADDER OF ASSETS & LIABILITIES | Daily | Current UAT wave* |
| FOREIGN CURRENCY NET OPEN POSITIONS | Daily | Current UAT wave* |
| FX SWAP REPORTING | Daily | Revised format released |
| BORROWING, LENDING AND FUNDING POSITION SUMMARY | Weekly, Monthly | Revised format released |
| CREDIT CARD FX SELLERS | Monthly | Revised format released |
| CRM | Monthly | Revised format released |
| EXCHANGE HOUSE BANK ACCOUNT – SUMMARY | Monthly | Revised format released |
| EXCHANGE TRANSACTION REPORT | Monthly | Revised format released |
| FOREIGN EXCHANGE TRANSACTION SUMMARY | Monthly | Revised format released |
Financial Institutions should confirm the latest requirements basis QCB circulars.
SmartReg for QCB
These capabilities help a Financial Institution manage its reporting automation, control framework and last-mile integration journey on one governed platform.
Map current report data and bank attributes to QCB taxonomy concepts, dimensions and filing structures with controlled versioning.
Execute QCB-defined, intra-report and cross-report rules before submission, with clear diagnostics and exception ownership.
Reconcile submitted values to the trial balance, general ledger, source systems and prior-period reports using configurable tolerances.
Profile input data, identify completeness and consistency issues, assign remediation and track recurring problems across reporting periods.
Record manual corrections with original value, revised value, reason, evidence, approval and period-specific treatment.
Govern uploads, validation exceptions, adjustments, reports and submissions through configurable multilevel approvals.
Generate taxonomy-valid XBRL instances from approved data and retain the taxonomy and output version used for each period.
Support authentication, payload transfer, acknowledgements, rejection diagnostics, controlled retries and resubmission evidence.
Retrieve the complete reporting package—data, rules, controls, approvals, XBRL and acknowledgements—for audits or QCB queries.
XBRL through APIs
QCB’s target model expects taxonomy-based XBRL submission through APIs. Banks therefore need to prepare connectivity, authentication, pre-submission checks, response handling and operational ownership alongside report mapping.
SmartReg can generate the XBRL output and provide the workflow required to transmit, monitor, correct and resubmit the regulatory package in a controlled manner.
Review API and submission readinessApproved regulatory dataValidations, reconciliations and workflow complete
ReadyXBRL instance generatedMapped to the applicable QCB taxonomy version
ValidatedSecure API submissionAuthentication, payload control and timestamp recorded
SubmittedQCB response capturedAcknowledgement or rejection linked to the report period
TrackedEvidence archivedSubmission package available for audit and supervisory review
ArchivedImplementation approach
Prioritise the four daily reports for UAT and production readiness, then reuse the same platform components as QCB releases additional weekly and monthly taxonomies.
Validate the current UAT wave, taxonomy versions, data requirements and ownership.
Use accelerated automation, full integration or a report-by-report combination.
Configure mappings, validations, reconciliations, workflow and adjustments.
Generate instances, resolve errors, test connectivity and retain UAT evidence.
Onboard subsequent taxonomies and replace manual inputs with source integrations.
Why SmartReg
Smarbl has already incorporated the currently released QCB taxonomies into SmartReg, enabling banks to accelerate mapping and UAT preparation while retaining the option to automate upstream data progressively.
Proof and experience
80+ years of collective regulatory reporting experience across product, data, banking and implementation disciplines.
Headquartered in the UAE, with regional regulatory reporting and implementation capability.
Regulatory reporting experience supporting global and regional financial institutions across multiple regulatory jurisdictions.
Recognised by independent industry analysts for regulatory reporting capability.
Available for on-premise, private cloud and hybrid deployment models.
QCB reporting FAQs
No. SmartReg can generate XBRL, but it also provides the controls surrounding the submission: taxonomy mapping, regulatory validations, variance analysis, reconciliations, adjustments, maker-checker approvals, audit trails, API submission orchestration and complete period archival. Banks can use these capabilities with existing report outputs through the accelerated path, or automate upstream sourcing and calculations through the full path.
Accelerated Automation allows a bank to use controlled report data, CSV, Excel or other structured outputs from its current process. SmartReg maps that data to the QCB taxonomy, performs validations and reconciliations, routes the report through approvals and generates the XBRL and API submission package. It is designed to meet immediate timelines without committing the bank to a temporary converter-only solution.
Yes. Both models operate on the same SmartReg platform. The taxonomy mappings, validation rules, report configurations, workflows, controls and submission integrations established during accelerated automation remain in place. The bank can then replace file-based inputs progressively with data-mart or source-system integrations, avoiding a second implementation or platform migration.
Yes. A bank may fully integrate high-volume or strategically important reports while using accelerated automation for reports that still depend on manual or semi-automated inputs. SmartReg applies common governance, validations, approvals and submission controls across both paths, providing a consistent reporting operating model while the bank’s data landscape evolves.
SmartReg can support the generation of taxonomy-valid XBRL and the associated API submission workflow, including secure transmission, acknowledgements, rejection handling, controlled retries and evidence retention. The final connectivity and authentication configuration will be aligned to QCB’s technical specifications and the bank’s cybersecurity and infrastructure standards.
SmartReg executes configured regulatory, intra-report and cross-report validations before submission. Failures are displayed with report, data-point and rule-level diagnostics, allowing users to identify the affected value and underlying input. Critical failures can block approval or submission, while authorised exceptions can be documented and approved through workflow.
Yes. SmartReg can consume curated regulatory data from an existing data mart, warehouse or lake and operate as the calculation, control, workflow, XBRL and submission layer. It can also integrate directly with source systems or accept controlled file and manual inputs, allowing the architecture to reflect the bank’s current data maturity.
Yes. SmartReg can be deployed within the bank’s controlled infrastructure, subject to architecture, security and sizing requirements. Private-cloud and hybrid models can also be supported. The implementation design can cover environments, high availability, disaster recovery, identity integration, monitoring, deployment pipelines and production-support arrangements.
SmartReg has incorporated the currently released revised formats and taxonomy structures available for the QCB XBRL programme, including the initial daily-report UAT wave and the additional weekly and monthly formats released so far. Coverage is updated as QCB issues new taxonomies, validation rules or technical instructions. Bank-specific data mapping, calculation logic and submission requirements are confirmed during implementation.
Yes. SmartReg can perform configurable reconciliations between QCB report values and the bank’s trial balance, general ledger, source systems and related regulatory returns. Differences can be assessed against defined tolerances, assigned to responsible users and resolved through workflow. The reconciliation results and supporting commentary are retained with the reporting-period audit trail.
Yes. SmartReg can archive the complete reporting-period package, including input data, mappings, rules, validations, adjustments, approvals, taxonomy version, generated XBRL and submission acknowledgements. Users can retrieve the reporting package based on the data and configuration applicable at that time rather than recreating the submission manually.
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