Smarbl is a RegTech infrastructure provider delivering enterprise-grade platforms for Regulatory Compliance and Reporting. It helps financial institutions manage regulatory change, automate reporting, and strengthen governance. Smarbl’s platforms combine SmartReg for Regulatory Reporting and RegPRISM for Regulatory Intelligence, with integrated Data Management capabilities that enable scalable, auditable, and future-ready compliance operations.
SmartReg is Smarbl’s core regulatory & compliance reporting platform. It enables out of the box regulatory returns for multiple regulators across the globe including last mile integration with API, XBRL etc. It further allows financial institutions to design, configure, validate, and submit additional regulatory reports using a single, unified platform. SmartReg supports end-to-end regulatory data management —from data ingestion and transformation to data quality, validations, all the way through report generation, templates, approvals, and last-mile regulator submission—reducing manual effort, operational risk, and dependency on spreadsheets or fragmented tools.
RegPRISM is Smarbl’s Regulatory Intelligence & Compliance Management platform. RegPRISM helps regulated entities track, interpret, and act on evolving regulatory requirements enabling regulatory horizon scanning, obligation extraction, impact assessment, and compliance tracking. Powered by AI and NLP, and built by practioners, RegPRISM transforms regulatory texts into structured obligations, maps them to internal policies and controls, and provides proactive visibility into regulatory change, helping institutions stay ahead of compliance risk.
Smarbl is headquartered in the UAE, with strong delivery and product engineering presence in India and an expanding footprint across the GCC, including Saudi Arabia. This regional focus allows Smarbl to combine deep local regulatory understanding with scalable global delivery, supporting customers across the Middle East, Europe, and other international markets.
Smarbl primarily serves regulated financial institutions, including banks, Islamic banks, non-banking financial institutions, investment firms, asset managers, insurers, and capital market participants. Its platforms are also relevant for regulators, supervisors, and financial market infrastructures seeking SupTech-enabled reporting, analytics, and supervisory oversight.
SmartReg supports Regulatory & Compliance Reporting across financial services regulators like central banks, Capital Market Regulators, Insurance and payments regulators in multiple jurisdictions. The platform enables institutions to manage sector-specific regulatory requirements while maintaining a unified regulatory data and compliance framework.
SmartReg covers regulatory & compliance reporting for multiple regulators viz Central Bank of UAE (CBUAE), Dubai Financial Services Authority (DFSA), Qatar Central Bank (QCB), Central Bank of Egypt (CBE), Saudi Arabian Monetary Authority (SAMA), Central Bank of Bahrain (CBB) among various others. Smarbl continues to expand its out-of-box reporting capabilities to other global regulators like Prudential Regulation Authority (PRA) and European Banking Authority (EBA).
Yes. SmartReg is built for multi-jurisdictional reporting and supports regulators across the Middle East, Europe, and other global markets. The platform can manage jurisdiction-specific rules, formats, currencies, and accounting standards while providing a unified control and governance layer across all regulatory submissions.
SmartReg is designed for regulatory agility. Its metadata-driven architecture and configuration-based approach allow new regulations, templates, and validation rules to be onboarded rapidly without heavy code changes. This significantly reduces implementation timelines and enables institutions to respond faster to regulatory change.
SmartReg covers multiple reporting domains across Finance, Risk & Compliance viz. financial, capital, liquidity, credit quality, large exposure, statistical, and transactional Regulatory Reporting. It also integrates compliance, AML, Financial crime reporting and risk data to support end-to-end Regulatory Compliance.
SmartReg is built on a modern, cloud-native RegTech architecture using scalable data platforms, microservices, APIs, and advanced analytics. The platform is designed for performance, security, and extensibility to support complex Regulatory Reporting workloads. For jurisdictions with data residency concerns, SmartReg is also available on an on-premise model.
Yes. SmartReg supports cloud, on‑premise, and hybrid deployment models. It is compatible with leading cloud providers and aligns regulatory and data residency requirements, making it suitable for institutions at different stages of their cloud adoption journey.
SmartReg includes pre-configured regulatory templates, rule libraries, validation frameworks such as auto validation of Central Bank rules, Auditability, Traceability, and reusable data models. These accelerators significantly reduce implementation effort, improve time-to-compliance, and allow institutions to focus on regulatory outcomes rather than technical plumbing.
Yes. SmartReg is designed for strong business-user self-service. Compliance and reporting teams can configure templates, reference data, validations, adjustments, and workflows with intuitive front-end interface without heavy IT dependency, improving agility and reducing operational bottlenecks.
Smart Studio is SmartReg’s configuration and design layer. It enables users to create and manage regulatory templates, calculations, validation rules, mappings, and dashboards within a governed environment. In many jurisdictions, Smart Studio comes packaged with ready-made Central Bank reports, allowing institutions to adopt them directly. This empowers organizations to respond to regulatory change efficiently while ensuring auditability and compliance integrity.
SmartReg leverages AI and large language models (LLMs) to enhance regulatory interpretation, such as analysing Central Bank rule books, validation intelligence, anomaly detection, and reporting insights. By reducing manual review effort, converting business language into programming logic, and identifying potential data issues early, AI helps improve reporting quality, consistency, and efficiency across compliance operations.
SmartReg provides drilldowns and validations that enhance transparency, traceability, and regulator-specific checks by linking reported numbers back to source data. This capability enables faster issue resolution, strengthens confidence in submissions, and supports regulator queries and audits with clear, verifiable evidence.
Yes. SmartReg includes built-in dashboards and visualizations that provide real-time visibility into regulatory data, validation status, trends, and submission readiness. These insights support management oversight and informed decision-making. SmartReg also allows custom charts / visualizations to be built using the regulatory grade data, allowing users to monitor data trends without moving to another platform.
SupTech (short for Supervisory Technology) refers to the use of advanced digital tools by regulators to improve oversight, monitoring, and compliance. It impacts regulatory reporting by making the process more automated, transparent, and efficient, reducing manual burdens for institutions while enhancing regulators’ ability to detect risks and anomalies in real time —areas SmartReg is designed to address.
SmartReg supports multiple regulatory formats including XBRL, XML, CSV, and regulator-specific schemas. Its flexible output engine allows institutions to manage format changes efficiently without re-engineering underlying data processes.
Yes. SmartReg supports multi-currency reporting and multiple accounting standards such as IFRS, local GAAP, and regulatory-specific treatments, enabling consistent reporting across jurisdictions.
Reporting controls are checks and procedures that ensure financial and regulatory reports are accurate, complete, and reliable. They safeguard against errors, reduce compliance risk, and help avoid regulatory penalties while demonstrating control effectiveness during audits.
SmartReg embeds in-built reporting controls with automated checks, variance analysis, validation rules, approval workflows, audit trails, reconciliation checks and exception management to strengthen compliance and build confidence in submissions.
SmartReg streamlines last mile submission through automated packaging for central bank reporting, format validation, and secure delivery mechanisms aligned with regulator portals and submission protocols ensuring reliable last‑mile Regulatory Reporting delivery.
SmartReg supports granular role-based access control, configurable workflows, and comprehensive audit trails. Every data change, validation, and approval action is fully traceable for regulatory and internal audit purposes. SmartReg supports OAuth integration to connect via client’s Active Directory to seamlessly integrate with users / groups etc.
A regulatory data model is a structured framework that standardizes financial, risk and compliance data for reporting, defining how data is captured, stored, and used.
SmartReg implements a common, extensible regulatory data model that supports multiple regulations while ensuring consistency, reusability, and scalability across compliance operations.
Yes. SmartReg integrates seamlessly with existing core banking systems, data warehouses, data lakes, and risk platforms using standard data base connectors, file hand-offs and APIs.
SmartReg ensures data quality in compliance with reporting through inbuilt data quality module where rules, dashboards and audit trails across data overrides / fixes are pre-configured and ready for use. It provides transparency, traceability, and control over changes—strengthening compliance while improving the accuracy and reliability of submissions.
SmartReg performs data profiling by automatically scanning large and complex datasets to assess structure, quality, and consistency. It generates statistics on data types, ranges, patterns, null values, duplicates, and anomalies, to quickly identify issues and improve data integrity before reporting.
Data lineage module provides end-to-end traceability from source systems to regulatory outputs. It is critical for audits, regulatory inquiries, and demonstrating data integrity.
SmartReg delivers this with inbuilt lineage tracking, enabling institutions to trace reported figures back to source data and ensure transparency and accuracy in compliance reporting.
SmartReg aligns with BCBS 239 principles by supporting strong data governance, accuracy, completeness, timeliness, lineage, aggregation rules and auditability across risk and regulatory data.
Data adjustments are necessary to correct errors, align reporting with regulatory requirements, and reflect changes in business events or accounting treatments. They ensure reported data remains accurate, consistent, and compliant.
SmartReg provides an extensive, user-friendly and configurable adjustments module, offering controlled workflows, audit trails, and validations to manage adjustments efficiently and transparently.
Data validations ensure regulatory figures are accurate, consistent, and compliant both within and across reports / returns. They reduce errors and increase confidence in submissions, and with more automated submission methods in-play, this will allow for a higher level of data acceptance among regulatory APIs & portals.
Yes. SmartReg provides full transparency through audit trails, lineage, controls, and evidence repositories, enabling institutions to confidently demonstrate compliance during audits and supervisory reviews.